Solo consultant — one user, no payroll, no counter
Wafeq
Starter at SAR 99 per month ex-VAT, or SAR 1,188 over a year.
Qoyod
Basic at SAR 120 per month ex-VAT, or SAR 1,440 over a year. Qoyod costs SAR 252 more per year.
Comparison
Wafeq vs Qoyod (2026): Which Saudi Accounting Platform Wins
This article may contain affiliate links. If you purchase through these links, we may earn a commission at no extra cost to you. This helps support our independent reviews.
Key Takeaways
- The comparison everyone makes — SAR 99 against SAR 138 — is not a comparison. Wafeq quotes ex-VAT on annual billing; Qoyod quotes with 15% VAT already inside. On one basis it is SAR 99 against SAR 120 ex-VAT, or SAR 113.85 against SAR 138 including VAT. The apparent SAR 39 gap is really SAR 21.
- The decision is not about accounting. It is about whether your revenue arrives as an invoice or across a counter. Wafeq has no point of sale and never will; Qoyod sells one at SAR 50 per till per month on the same ledger.
- The two price on different axes. Qoyod caps users and locations by tier — one, three and five respectively — and unbundles POS, payroll, extra seats and extra branches as monthly add-ons. Wafeq gates by feature instead, with payroll and unlimited seats both landing on the SAR 199 Premium tier.
- A quirk worth SAR 110 a month: on Qoyod, adding two seats to Pro costs SAR 180 plus two lots of SAR 20, so five users comes to SAR 220 ex-VAT against Advanced at SAR 330 — provided you do not need the extra locations.
- Both clear invoices through ZATCA's Fatoora platform natively, with no middleware licence in the path. That is now table stakes in the Kingdom and it is not a reason to choose either one over the other.
The Decision, Up Front
You do not need a feature tour to choose between these two. The answer falls out of a single question, and it is not a question about accounting: does your revenue arrive as an invoice, or does it arrive across a counter?
Both platforms are Arabic-native, both are cleared for ZATCA Phase 2, both keep your data inside the Kingdom, and both will keep a Saudi SME's books correctly. On the things a comparison table usually measures, they are close enough that the table stops being useful. What separates them is architecture. Wafeq is a books platform that declines to be anything else. Qoyod is an accounting product that grew outward into stock, tills and restaurants. That difference decides the purchase far more reliably than any feature checklist.
Agency, consultancy or professional firm
Our pickWafeq
Cheaper on a like-for-like basis at every tier, a cleaner ledger, genuinely bilingual statements from one set of books, and an API a developer will not fight. With no counter to run, Wafeq's missing point of sale costs you nothing at all.
Shop, showroom or multi-branch retail
Our pickQoyod
The till software sits in the same family at SAR 50 per user per month, shares the inventory ledger and issues cleared invoices from the counter. With Wafeq you are buying a second platform and a second contract, at which point the SAR 99 headline stops describing your bill.
Cafe, restaurant or small food and beverage group
Our pickQoyod, unless you are already on Foodics
Q.Flavours gives a single site or a two-branch group ingredient-level stock and offline service from one vendor. If you have already committed to Foodics — and a serious group probably should — Wafeq's native Foodics connector makes that pairing the cleaner build.
Operating in both Saudi Arabia and the UAE
Our pickWafeq
Qoyod is a single-market product by design and does not pretend otherwise. Wafeq was built against Saudi and Emirati tax rules from the beginning, which is the entire reason to consider it if you invoice from both sides of the Gulf.
If one of those four lines describes you and you trust our reasoning, you can stop reading and start a trial. Both vendors give you fourteen days without a card, which is enough to run a real month-end if you import your data on day one rather than poking at the demo company. The rest of this piece is the working, and it matters most in two places: the pricing, where the published numbers are not comparable and almost every article treats them as if they were, and the point-of-sale question, where the cheaper platform quietly stops being the cheaper platform.
The Pricing Problem: Two Vendors Quoting on Two Different Bases
This is the single most decision-relevant fact in the comparison, and it is the one that comparison articles get wrong most consistently. Wafeq and Qoyod do not publish prices on the same basis, so the figures you see printed side by side are not comparable numbers.
Wafeq publishes SAR 99, SAR 119 and SAR 199 per month, ex-VAT, on annual billing. Qoyod publishes SAR 138, SAR 207 and SAR 379.50 per month with the Kingdom's 15% VAT already inside — which is SAR 120, SAR 180 and SAR 330 once you strip it out. The popular framing of this comparison sets SAR 99 against SAR 138, which is a number without tax against a number with tax. Corrected, the entry gap is SAR 21 a month, not SAR 39. The naive comparison nearly doubles it.
| Tier | Wafeq (ex. VAT) | Wafeq (incl. VAT) | Qoyod (ex. VAT) | Qoyod (incl. VAT) |
|---|---|---|---|---|
| Entry | SAR 99 | SAR 113.85 | SAR 120 | SAR 138 |
| Middle | SAR 119 | SAR 136.85 | SAR 180 | SAR 207 |
| Top | SAR 199 | SAR 228.85 | SAR 330 | SAR 379.50 |
Fixing the VAT only gets you halfway, because the tiers are not equivalent goods either. Qoyod's plans carry hard caps — one, three and five users, and one, three and five locations — and then unbundle everything operational: payroll at SAR 10 per employee, point of sale at SAR 50 per user, an extra seat at SAR 20 and an extra branch at SAR 40, all per month. Wafeq gates by capability rather than by headcount, which is why payroll and unlimited seats both sit on the SAR 199 Premium tier and why so many small teams that thought they were buying the SAR 99 plan end up on the top one.
Five-person agency — five users, payroll for five, no counter
Wafeq
Premium at SAR 199 per month ex-VAT, because payroll and unlimited seats both live there. SAR 2,388 over a year.
Qoyod
Pro at SAR 180, plus two extra seats at SAR 20 each, plus payroll at SAR 10 for five staff, is SAR 270 per month ex-VAT, or SAR 3,240 a year. Buying Advanced instead of the two seats would cost SAR 380 per month.
Two-branch shop — four tills, six staff on payroll
Wafeq
Premium at SAR 199 per month ex-VAT, plus a separate point-of-sale platform and its hardware. We will not invent that figure, but it is not zero, and it is not one contract.
Qoyod
Pro at SAR 180, plus four POS seats at SAR 50, plus payroll at SAR 10 for six staff, is SAR 440 per month ex-VAT, or SAR 5,280 a year — and that is the entire bill from one vendor.
Read those three rows in order and the shape of the decision appears. Wafeq is cheaper for the first two profiles and the gap widens as the team grows, because Qoyod charges for seats and Wafeq stops charging for them at the top tier. Then the third row inverts everything: Qoyod's SAR 440 is a complete number and Wafeq's SAR 199 is not, because it is missing a product Wafeq does not sell.
Two more things move these figures. Qoyod discounts multi-year commitments meaningfully — offers such as 20% off Pro on a two-year term and 33% off Advanced on three years, paid upfront, have run repeatedly — and those are worth taking after a trial and never before. Wafeq's numbers, meanwhile, are annual-billing numbers; if you intend to pay monthly, confirm the monthly rate rather than assuming it is the same.
Two figures we deliberately kept out of the table because we could not verify their basis: whether Qoyod's add-ons are quoted with VAT inside like its plans are, and what Wafeq charges on monthly rather than annual billing. Both change the arithmetic. Get each written into your quote — a 15% swing on SAR 260 of monthly add-ons is SAR 468 a year, which is more than the entire gap between the two entry plans.
What You Are Actually Buying Into
Software outlives the sales conversation. Before the features, it is worth knowing who is behind each platform, how big they are, and where your ledger physically lives.
| Wafeq | Qoyod | |
|---|---|---|
| Origin | GCC-born, operating across Dubai and Riyadh; built against Saudi and Emirati tax rules from the start | Riyadh; founded in 2016 by Abdullah Aldayel and built for the Saudi market alone |
| Funding | USD 7.5m Series A in November 2024 led by 9900 Capital, alongside Raed Ventures, Wamda Capital and Gary Turner, formerly of Xero in EMEA; USD 3m seed in January 2023 | USD 2.1m Series A led by Merak Capital, with earlier seed backing from Kuwait's Arzan VC |
| Reported scale | More than 2 million invoices worth roughly USD 400m issued each month, with about 90% of the business originating in Saudi Arabia (vendor-stated) | More than 25,000 businesses across retail, services, healthcare and contracting (vendor-stated) |
| Data residency | Database and servers relocated to Dammam, inside the Kingdom, on Oracle's Saudi cloud region and aligned to the PDPL | Hosted on cloud servers inside Saudi Arabia, with daily backups and encryption in transit and at rest |
Neither company is a flight risk, but they are at different points on the curve. Qoyod is the older, more broadly installed product: nearly a decade in market, a name your accountant has probably already seen, and the kind of Arabic-language help content that only accumulates around software people actually use. Wafeq is the better capitalised one and the faster-growing one, and its invoice volume figure — if you take the vendor at its word — implies a Saudi book of business that is no longer small.
The data residency row used to be a genuine point of difference and no longer is. Qoyod has always hosted inside the Kingdom; Wafeq moved its database residency and servers to Dammam, on Oracle's Saudi cloud region, and now makes the same argument. For a business whose legal team asks where the ledger lives — a question the Personal Data Protection Law has made routine — both now give the same answer. One asymmetry does still matter. Wafeq counts among its backers the person who built Xero in EMEA, and the product shows it wherever a Xero alumnus would push — the API, the idempotency handling, the way the ledger is modelled. Qoyod has the opposite and equally real advantage: it has been in this market long enough that hiring a bookkeeper who already knows it is a plausible expectation rather than a hope.
ZATCA Phase 2: Where They Are the Same, and the One Thing to Check
If you were hoping compliance would break the tie, it does not. Both platforms clear invoices natively and neither needs a middleware licence in the path.
Phase 2 turned invoicing from a formatting exercise into an integration one. Your system has to produce structured XML, carry a TLV-encoded QR code, sign the document against a certificate issued to your establishment, submit it to ZATCA's Fatoora platform, and handle whatever comes back. For standard tax invoices this happens as clearance — the invoice reaches the Authority before it reaches your customer, and it is not a valid invoice until the Authority says so.
How Wafeq handles it
Invoices are generated as ZATCA-compliant XML alongside a PDF/A-3 rendering, signed with a ZATCA-recognised ECDSA digital signature, stamped with the CSID issued to your establishment and carrying a TLV-encoded QR code. Submission to Fatoora happens from inside the product. For anyone building on top of it, Wafeq exposes ZATCA webhooks on its public API, so your own systems can react to a clearance event instead of polling for one — a small detail that saves a genuinely irritating class of integration work.
How Qoyod handles it
Qoyod is certified for Phase 2 and runs the same pipeline internally: it generates the UBL XML, applies the QR code and cryptographic stamp, transmits to Fatoora for clearance, receives the approval and unique UUID back, and returns a PDF/A-3 with the XML embedded in the file. The vendor states that ZATCA integration carries no additional fee on top of the subscription, which is a claim worth having confirmed in writing but is consistent with how the product behaves.
In practice, then, this section is a draw, and that is the useful finding. Two years ago native clearance was a genuine differentiator against QuickBooks and Xero, which still need a third-party connector and the recurring cost and second support relationship that comes with it. Between these two Saudi-built platforms it is simply assumed, and you should refuse to let either sell it to you as an advantage.
There is one claim we could not settle and it is worth your time to settle it yourself. A rival vendor's comparison page asserts that Phase 2 on Qoyod begins at the Professional plan rather than the entry Basic plan. We could not corroborate that against Qoyod's own published material, and a competitor has an obvious incentive to make it. But if it is true, Qoyod's real Phase 2 entry price is SAR 180 ex-VAT rather than SAR 120, and the comparison against Wafeq's SAR 99 changes materially. Ask Qoyod directly, in writing, which tier carries clearance for your establishment.
Treat the phrase 'we are ZATCA certified' as the start of the conversation rather than the end of it. Certified on which tier, for which document types, with what handling of credit and debit notes, and at what additional cost per cashier or per branch — those are the four answers that belong in your quote before you sign anything.
The Point-of-Sale Question, Which Is Where This Is Actually Decided
Everything above is close. This is not close, and for a large share of Saudi businesses it settles the purchase on its own.
Wafeq has no native point of sale. That is not a gap it is quietly working on; it is a product boundary the company has chosen and defends. Wafeq is a books platform. If your revenue arrives across a counter, you buy a second system — Foodics for food and beverage, Rewaa or similar for retail — and you connect it.
Qoyod took the other road. Its point of sale is sold per user at SAR 50 a month, shares the same inventory and the same ledger, and issues cleared invoices from the counter without a reconciliation step in between. On top of that sits Q.Flavours, the restaurant arm built out of Qoyod's acquisition of the Flavors POS business, which adds ingredient-level stock tracking, digital menus, branch management and — the detail that actually matters in hospitality — offline mode, because a till that stops taking orders when the connection drops is not a till.
The case against Qoyod here is not that its counter software is bad. It is that a specialist is better. Foodics is the deeper hospitality platform in this market by a comfortable margin, with a broader hardware story and richer delivery integrations, and Wafeq has a native Foodics connector precisely because that pairing is a real architecture rather than a consolation prize. For a group of any size, books-plus-specialist is the better-engineered answer even though it is the more expensive one.
The Wafeq architecture: books, plus a specialist counter
- You buy a dedicated point of sale and connect it. Foodics has a native connector for food and beverage; Salla covers the e-commerce side; anything else goes through the API.
- You get better counter software, because a hospitality or retail specialist beats an accounting company's POS module on hardware support, menu engineering and delivery integrations.
- You pay two subscriptions, sign two contracts, and own the integration yourself on the day something stops reconciling.
The Qoyod architecture: one vendor, one bill
- Point of sale, inventory, accounting and ZATCA clearance all come from one company, so a day's takings land in the general ledger without a spreadsheet or an export in between.
- Q.Flavours adds ingredient-level stock, supplier management, digital menus and offline service for restaurants and cafes, which is a real product rather than a checkbox.
- You accept a shallower counter product than Foodics, and you accept per-till and per-branch billing that compounds faster than the plan price suggests.
The honest test is how many tills you run. Below roughly four, one vendor and one support line is worth more than best-of-breed, and Qoyod wins outright. Past a dozen tills or a handful of branches, buy the specialist point of sale, let the ledger be a ledger, and the argument for Wafeq underneath it becomes strong again.
If you are a retailer comparing SAR 99 against SAR 138 and concluding Wafeq is cheaper, stop. You are comparing a bill that includes your tills against a bill that does not. Price the point of sale into the Wafeq column before you compare anything, or the comparison is meaningless.
The Ledger Itself: Arabic, Statements and Depth
Strip out the tills and the compliance plumbing and you are left with two double-entry systems. They are not identical, and the differences run in both directions.
| Capability | Wafeq | Qoyod |
|---|---|---|
| Arabic interface | Structural — right-to-left is a primary layout constraint, not a stylesheet override, and the terminology is accounting Arabic | Arabic-first — designed in Arabic rather than translated into it, with RTL that survives long entity names |
| Bilingual statements | Arabic and English financial statements generate from a single ledger — its clearest individual advantage | Arabic output is strong and invoices render correctly; dual-language statement generation is not the headline capability |
| Reporting depth | Standard statements, ageing analysis, per-project and per-cost-centre views; custom report building hits a ceiling | Standard statements plus VAT reporting formatted for ZATCA filing; customisation is shallower again |
| Payroll | Premium tier only, at SAR 199 per month ex-VAT, covering GOSI treatment and end-of-service accrual | An add-on on any tier at SAR 10 per employee per month, so it scales with headcount rather than by a plan jump |
Wafeq's ledger is the better ledger, and the bilingual row is why. Producing an Arabic financial statement for a local auditor and an English one for a foreign investor from the same set of books, without maintaining two, is a capability very few platforms in this market deliver cleanly, and it is worth real money to any company with outside shareholders. Wafeq also handles fixed asset registers with depreciation schedules and routes employee expense claims through the same ledger, which is unusual at this price point.
Qoyod's ledger is the more connected one. Because stock, tills and accounts are the same system, the month-end ritual of exporting one product's numbers to reconcile against another's simply does not happen. Its payroll model is also the more sensible of the two for a small team: SAR 10 per employee scales smoothly, whereas Wafeq gating payroll behind Premium means a five-person firm that wants payroll pays SAR 199 whether it needs the rest of that tier or not.
Both run out of road in the same place. Neither has a report builder a finance function would call adequate, and anyone who lives in pivot tables will end up exporting to a spreadsheet on both. Wafeq reaches that ceiling later. If deep custom analytics is a requirement rather than a wish, neither of these is your answer and you should be looking at Zoho Books or an ERP.
Integrations, APIs and What a Developer Will Tell You
A ledger is only as good as the systems feeding it. Both have credible APIs, and they have made noticeably different bets about what surrounds them.
Wafeq
- A properly documented public API with an OpenAPI specification, a maintained Postman collection and idempotency keys on write endpoints — the sort of detail that only appears when engineers designed the interface rather than bolting it on afterwards.
- ZATCA webhooks let your own systems react to clearance events instead of polling for them, and Wafeq can sit alongside an existing SAP or Oracle deployment as a clearance layer rather than replacing it.
- Native Foodics and Salla connectors cover the two revenue systems most Saudi SMEs actually run; past those the catalogue is thin next to QuickBooks or Xero, and the answer to a niche tool is usually 'use the API'.
Qoyod
- A REST API spanning roughly nineteen accounting resources, from invoices and customers through to inventory and journal entries, authenticated by a per-business private key you can revoke and regenerate at will.
- Ready-made connectors for Salla, Zid, Shopify and WooCommerce, plus local payment coverage including Tamara, Tabby and Moyasar, so online orders arrive as documents with the stock movement already applied.
- Zapier support opens the long tail of tools that will never earn a native connector, which is a pragmatic answer for a non-technical team that cannot commission integration work.
On raw engineering quality Wafeq's API is the better one, and it is not especially close. Idempotency keys, a published OpenAPI document and event webhooks are the marks of an interface someone expects to be built against seriously. Qoyod's is perfectly usable and its per-business key model is clean, but it reads as an integration surface rather than a platform.
On breadth of ready-made connectors, Qoyod wins. Zid and Shopify and WooCommerce alongside Salla, plus the three payment platforms Saudi merchants actually use, plus Zapier for everything else, means a non-technical retailer can assemble a working stack in an afternoon. A Wafeq customer with the same requirements is commissioning work. Neither, it should be said, solves bank feeds, and it would be unfair to mark either down for it: automatic bank transaction import remains immature across the Saudi market because open banking under SAMA is still maturing. Expect more manual reconciliation than either website implies, and ask each vendor which of your banks are supported today rather than which are on a roadmap.
Migration, Support and Getting Back Out
The questions nobody asks during a sales call are the ones that cost money eighteen months later. These are the five we would put to both vendors before signing anything.
01
Getting in is spreadsheet work on both
Wafeq offers bulk import templates for customers, suppliers, chart of accounts and opening balances, which covers the shape of most migrations. Qoyod's team assists and its onboarding process is structured — a paper-based grocery store is quoted at roughly a week — but the public material does not commit to what transfers. On either platform, get the record list in writing: opening balances, historical invoices, item masters, customer ledgers.
02
There is no blessed path between these two
Neither vendor publishes a Qoyod-to-Wafeq migration or the reverse. Realistically you carry across a chart of accounts, opening balances and open items, and you leave transaction history behind in the system you are leaving — which you must then keep accessible for the statutory retention period. Third-party migration specialists will quote to do more, and that quote belongs in your switching cost.
03
Ask about your export before you ask about your import
The question that protects you in three years is what leaves, in what format, on the day you cancel. Both platforms have APIs, which materially helps, and both keep your data inside the Kingdom, which helps with the legal side. Get the answer anyway, and get it before you commit to a discounted multi-year term rather than after.
04
Support is Arabic and Saudi hours on both
Neither runs twenty-four-hour Arabic cover, which stings most when you are filing late in a quarter. Qoyod's longer presence and larger installed base means more Saudi bookkeepers and external accountants have already used it, which is a real hiring and handover advantage. Wafeq's growth means that gap is closing, but it has not closed.
05
Get your tier's feature list attached to the contract
Wafeq users have publicly reported capabilities moving from lower plans to substantially more expensive ones, bank integrations most often, without advance notice. Qoyod's problem is different but related: a flat SAR 199 figure circulates widely in third-party articles and matches none of its current tiers. Neither is a reason to walk away. Both are a reason to have the number and the feature list written down.
Alternatives Worth Comparing
This is a two-horse race only if you have already decided you want a Saudi-built platform. Three others belong on a serious shortlist, and one of them beats both on price.
| Platform | Best for | ZATCA Phase 2 | Native POS | Entry (ex. VAT) |
|---|---|---|---|---|
| Wafeq | Services firms, bilingual reporting, KSA plus UAE | Native (Fatoora direct) | None | SAR 99/mo |
| Qoyod | Saudi retail, food and beverage, one-vendor simplicity | Native (certified) | SAR 50/user/mo add-on | SAR 120/mo |
| Zoho Books | Multi-entity groups and the lowest entry cost | Native (KSA edition) | None (separate Zoho product) | Free tier; from SAR 69/mo |
| Daftra | Widest Arabic module coverage for one price | Native | Included in the suite | From SAR 99/mo published |
Zoho Books
A ZATCA-approved platform with built-in Fatoora integration, full Arabic right-to-left support, and by a distance the deepest reporting and automation of anything on this list, sitting inside an ecosystem that also covers CRM, Inventory and Analytics. Its PayTabs integration reconciles mada, STC Pay and SADAD settlements automatically.
The right answer if budget is the binding constraint, if you need multi-entity or multi-currency consolidation, or if you are standardising a growing group on one global vendor. Choose Wafeq or Qoyod over it if Arabic output quality and Gulf-specific depth matter more than breadth.
Daftra
An Arabic-first cloud business suite that bundles invoicing, sales, point of sale, inventory, CRM, HR and payroll into a single subscription with ZATCA Phase 2 integration, tiered so that features such as cost centres, price lists and purchasing management sit on the higher plans.
Worth a demo if you want one Arabic system for the whole business rather than accounting with modules attached, and you accept less depth in each module as the price of that.
Odoo
The answer when accounting is one piece of a much larger operational stack. Enterprise ships with Saudi fiscal localisation and Phase 2 clearance, and a single database can run point of sale, e-commerce, manufacturing, inventory, HR and accounting together — which is exactly the depth neither Wafeq nor Qoyod attempts.
Right for a manufacturer, a real warehouse operation or a group consolidating five SaaS tools, provided you budget consultants the way you budget software. Wrong, and expensively wrong, for a five-person business.
Our VerdictOur Verdict: Wafeq or Qoyod
These are two good products aimed at the same country and a different shape of business. Neither wins outright, and any article that says one does is selling something. Here is where each takes the point.
Cost, normalised
Wafeq4.6 / 5
SAR 99 against SAR 120 ex-VAT at entry, and SAR 199 against SAR 270 for a five-person team with payroll. Wafeq wins the arithmetic every time you do not need a counter — and loses it the moment you do, because its figure excludes a product it does not sell.
ZATCA Phase 2
Draw4.8 / 5
Both clear natively through Fatoora with no middleware licence in the path. Wafeq exposes clearance webhooks for developers; Qoyod states integration carries no extra fee. Confirm in writing which Qoyod tier carries it.
Counter and stock
Qoyod4.4 / 5
Point of sale at SAR 50 per till, Q.Flavours for food and beverage, and multi-location stock on the same ledger as the accounts. Wafeq's only answer is to buy Foodics, which is a good answer and a second contract.
Ledger and reporting
Wafeq4.5 / 5
Bilingual statements from one set of books, a cleaner API, and proper fixed-asset and expense handling. Both hit a ceiling on custom reporting; Wafeq hits it noticeably later.
If your revenue arrives as an invoice, buy Wafeq. If it arrives across a counter, buy Qoyod. If you invoice from both Saudi Arabia and the UAE the question does not really arise, because Qoyod is a single-market product and Wafeq is not. Everything else in this comparison is detail. Both give you fourteen days without a card, which is the only evidence that settles anything — import your own chart of accounts on day one and run a real month-end. And price from each vendor's own plans page on the day you buy, on the same VAT basis, with every add-on counted.
Frequently Asked Questions
01Is Wafeq cheaper than Qoyod?
Usually yes, but by far less than the published numbers suggest, and not always. Wafeq quotes SAR 99, SAR 119 and SAR 199 per month ex-VAT on annual billing; Qoyod quotes SAR 138, SAR 207 and SAR 379.50 per month with 15% VAT inside, which is SAR 120, SAR 180 and SAR 330 without it. On the same basis the entry gap is SAR 21 a month, not the SAR 39 the raw figures imply. The gap widens as a services team grows, because Wafeq's SAR 199 Premium tier includes unlimited seats while Qoyod charges SAR 20 per extra user. It reverses entirely for retail, because Qoyod's bill includes point of sale at SAR 50 per till and Wafeq's does not include a point of sale at all.
02Does Wafeq or Qoyod include a point-of-sale system?
Qoyod does; Wafeq does not. Qoyod sells point of sale as an add-on at SAR 50 per user per month, sharing the same inventory and ledger, and it also runs Q.Flavours, a restaurant point of sale built from its acquisition of the Flavors business, with ingredient-level stock and offline mode. Wafeq has no counter software and treats that as a deliberate product boundary, so a retailer or restaurant must buy and connect a separate platform such as Foodics or Rewaa. Wafeq has a native Foodics connector, which makes that pairing clean but does not make it free.
03Are both Wafeq and Qoyod compliant with ZATCA Phase 2?
Yes, and both handle it natively rather than through a middleware connector. Wafeq generates compliant XML alongside PDF/A-3 output, signs with a ZATCA-recognised ECDSA signature, applies your establishment's CSID, produces TLV-encoded QR codes and submits to Fatoora from inside the product. Qoyod is certified for Phase 2 and runs the same pipeline, returning a PDF/A-3 with the XML embedded. One caveat: a competitor's comparison page claims Phase 2 on Qoyod starts at the Professional plan rather than Basic. We could not corroborate that against Qoyod's own material, but if it is true it raises Qoyod's real Phase 2 entry price from SAR 120 to SAR 180 ex-VAT, so confirm the tier in writing.
04Can I migrate from Qoyod to Wafeq, or the other way around?
Not through a vendor-supported path — neither company publishes a direct migration to or from the other. In practice you carry across a chart of accounts, opening balances, customer and supplier records and open items, usually via spreadsheet import templates, and leave transaction history behind in the system you are leaving, which you must then keep accessible for the statutory retention period. Third-party migration specialists in the Kingdom and the UAE will quote to do more. Treat that quote as part of the switching cost rather than an afterthought, and ask about your export route before you sign, not after.
05Which is better for a restaurant or cafe in Saudi Arabia?
For a single site or a small group of two or three branches, Qoyod through Q.Flavours is the stronger buy: ingredient-level stock, digital menus, offline service and accounting from one vendor with one support line. For a larger group, buy Foodics for the counter — it is the deeper hospitality platform in this market — and put a ledger underneath it, at which point Wafeq's native Foodics connector makes it the better-engineered pairing. The dividing line is roughly the point where you run more than a dozen tills or more than a handful of branches.
